Term of Services
Last Updated: September 13 2024
Welcome to Moneying Smartly (the "Website"), a blog dedicated to providing engaging and insightful content. Please read these Terms of Service ("Terms") carefully before using the Website, as they govern your access and use of the Website. By accessing, browsing, or using the Website, you agree to be bound by these Terms and all applicable laws and regulations.
Acceptance of Terms
By using the Website, you represent that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website. We reserve the right, at our sole discretion, to change, modify, add, or remove portions of these Terms at any time. We will post any changes on this page, so please check this page periodically. Your continued use of the Website following the posting of changes will mean that you accept and agree to the changes.
Intellectual Property Rights
All content on the Website, including but not limited to text, images, graphics, logos, and digital downloads, is the property of Moneying Smartly or its content suppliers and is protected by international copyright laws. The compilation of all content on the Website is the exclusive property of Moneying Smartly and is protected by international copyright laws.
User Conduct
As a user of the Website, you agree to the following:
You will not use the Website for any purpose that is unlawful or prohibited by these Terms.
You will not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website without the express written permission of Moneying Smartly.
You will not post or transmit any material that is defamatory, offensive, or otherwise objectionable, or that infringes the rights of others, including their intellectual property rights.
You will not use the Website in any way that could damage, disable, overburden, or impair the Website or interfere with any other party's use and enjoyment of the Website.
Disclaimer of Warranties
The Website is provided on an "as is" and "as available" basis. Moneying Smartly makes no representations or warranties of any kind, express or implied, as to the operation of the Website or the information, content, materials, or products included on the Website. To the full extent permissible by applicable law, Moneying Smartly disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Moneying Smartly does not warrant that the Website, its servers, or email sent from Moneying Smartly are free of viruses or other harmful components. You expressly agree that your use of the Website is at your sole risk.
Earnings Disclaimer
While we love diving into personal finance, investing and tax law-related data, we are not financial professionals. We are not financial advisors, portfolio managers, or tax accountants. The information on this website is for informational and recreational purposes only. Investment products discussed (stocks, ETFs, index funds, etc.) are for illustrative purposes only. It is not a recommendation to buy, sell, or otherwise transact in any of the products mentioned.
You hereby acknowledge that nothing contained on our Website constitutes financial, investment, legal, tax or other professional advice, and that no professional relationship of any kind is created between you and Moneying Smartly or its Members. You agree that you will not make any financial, investment, legal, tax or other decisions based in whole or in part on anything contained in our Website or Services.
Limitation of Liability
In no event shall Moneying Smartly, its directors, officers, employees, or agents, be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including, but not limited to, loss of profits, goodwill, use, data, or other intangible losses, resulting from your use or inability to use the Website, even if Moneying Smartly has been advised of the possibility of such damages.
Indemnification
You agree to indemnify and hold Moneying Smartly and its affiliates, directors, officers, employees, and agents harmless from any and all liabilities, claims, damages, and expenses, including reasonable attorneys' fees, arising out of or relating to your use or misuse of the Website, any violation of these Terms, or any infringement by you or any third party using your account, of any intellectual property or other right of any person or entity.
Third-Party Websites
The Website may contain links to third-party websites that are not owned or controlled by Moneying Smartly. Moneying Smartly has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. By using the Website, you expressly relieve Moneying Smartly from any and all liability arising from your use of any third-party website.
Privacy Policy
Your use of the Website is also subject to our Privacy Policy. Please review our Privacy Policy, which is incorporated into these Terms by reference, to understand our practices regarding the collection, use, and disclosure of personal information.
Termination
Moneying Smartly reserves the right, in its sole discretion, to terminate your access to the Website, without prior notice or liability, for any reason, including but not limited to your breach of these Terms.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Ontario, Canada, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.
Severability
If any provision of these Terms is deemed invalid, void, or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid, void, or unenforceable provision shall be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.
Waiver
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision, and Moneying Smartly's failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
Entire Agreement
These Terms, together with the Privacy Policy and any other legal notices published by Moneying Smartly on the Website, constitute the entire agreement between you and Moneying Smartly concerning your use of the Website, and supersede any prior agreements, whether written or oral, between you and Moneying Smartly with respect to the Website.
Contact Information
If you have any questions or concerns about these Terms, please contact us at moneyingsmartly@gmail.com.
Moneying Smartly - All rights reserved.
Earnings Disclaimer
While we love diving into personal finance, investing and tax law-related data, we are not financial professionals. We are not financial advisors, portfolio managers, or tax accountants. The information on this website is for informational and recreational purposes only. Investment products discussed (stocks, ETFs, index funds, etc.) are for illustrative purposes only. It is not a recommendation to buy, sell, or otherwise transact in any of the products mentioned.
You hereby acknowledge that nothing contained on our Website constitutes financial, investment, legal, tax or other professional advice, and that no professional relationship of any kind is created between you and Moneying Smartly or its Members. You agree that you will not make any financial, investment, legal, tax or other decisions based in whole or in part on anything contained in our Website or Services.